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Sunday, April 20, 2008

Elaborate scams target those waiting for stimulus checks

Findlay Internet
By J. STEVEN DILLON

STAFF WRITER

A Findlay woman, eager to receive her economic stimulus check from the federal government, nearly fell victim to a scam this week.

The woman, who didn't want to be named, told The Courier she received an e-mail she thought was from the Internal Revenue Service.

The official-looking correspondence asked for bank account information and her personal identification number or PIN, so her "rebate" could be directly deposited to the account.

If she provided this information, the woman was led to believe, her stimulus check would arrive more quickly.

The woman said she provided the requested information, but became suspicious when several "links" in the e-mail wouldn't open.

"I immediately thought something was wrong, and it was," she said. "I should have known better, but for some reason I didn't."

The woman said she first contacted the IRS, which told her that numerous scams have been reported concerning the stimulus checks, which will be distributed by the IRS beginning in May based on a person's 2007 tax return.

After speaking with the IRS, the woman called her bank, which was able to change her identification number before any funds could be withdrawn from her account.

"I don't know why I did it," she said. "I'm always very careful when it comes to giving out any personal information, but it seemed so authentic."

Eric Erickson, an IRS spokesman in Ohio, said scams like the one described by the Findlay woman are currently "very common" in Ohio and elsewhere in the country.

"We don't have a number of how many people have been affected, but unfortunately there are a lot (of scams) circulating right now," he said.

He said the reported scams have involved e-mails, letters and telephone calls.

Many try to encourage consumers to enter financial and personal data at bogus IRS Web sites, and claim the information is necessary to process the rebate.

Others encourage consumers to download an attached IRS form to apply for the rebate. Those attachments, however, can contain "spyware" that can steal passwords and financial data from the victim's computer.

Consumers who refuse to enter the information or provide it over the phone are falsely told they will not receive the tax rebate.

Erickson said it is important to remember that the IRS does not conduct business by e-mail, and does not solicit personal information from taxpayers over the phone.

"The IRS will never, never initiate contact by e-mail," he said. "If you get an e-mail that says it's from the IRS, you can assume that it is not legitimate."

Erickson said the IRS takes such scams very seriously. He said residents who receive suspicious e-mails should forward them to: phishing@irs.gov, where they will be investigated.

The IRS has said those eligible for a stimulus payment will receive it in the mail unless they selected the direct deposit option on their tax form.

Anyone with questions can contact the IRS on its Web site at www.irs.gov or by calling 800-829-1040.

Contact staff writer J. Steven Dillon at:

419-427-8423

Send an e-mail to Steve Dillon

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